/* Paso Robles Life Insurance: the dock rack at Lake Nacimiento on a July Saturday.
   Sun-faded life vests pieced from webbing, buckles and foam panels: navy straps, safety orange, oak-hill khaki,
   plank-grey dock boards. Labels are plain stencilled capitals; every patch is stitched to its neighbour. */
@font-face{font-family:"Saira Stencil One";src:url(/assets/font-ky5mr7zp-saira-stencil-one-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Work Sans";src:url(/assets/font-ky5mr7zp-work-sans-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Work Sans";src:url(/assets/font-ky5mr7zp-work-sans-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}

:root{
  --plank:#E4DCC8;--plank-2:#D6CCB2;--foam:#F7F3E8;--foam-2:#DAD4C1;
  --khaki:#BFA970;--khaki-2:#8F7A3E;
  --navy:#1E3050;--navy-2:#131F36;--navy-3:#2C4468;
  --orange:#F06A1A;--orange-hi:#FF9158;--orange-ink:#833306;
  --teal:#16505A;--ink:#17202F;--ink-2:#3B4557;
  --head:"Saira Stencil One","Arial Narrow",Impact,sans-serif;--body:"Work Sans","Segoe UI",Arial,sans-serif;
  --measure:66ch;--maxw:1180px;
  --web:repeating-linear-gradient(90deg,rgba(255,255,255,.06) 0 2px,transparent 2px 6px),repeating-linear-gradient(0deg,rgba(0,0,0,.05) 0 1px,transparent 1px 4px);
  --plank-lines:repeating-linear-gradient(0deg,rgba(23,32,47,.035) 0 1px,transparent 1px 5px),repeating-linear-gradient(90deg,rgba(255,255,255,.14) 0 1px,transparent 1px 7px);
  --hatch:repeating-linear-gradient(90deg,var(--orange) 0 18px,var(--navy-2) 18px 24px);
  --shadow:5px 5px 0 var(--navy-2);
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--plank);background-image:var(--plank-lines);color:var(--ink);font:400 1.0625rem/1.65 var(--body)}
::selection{background:var(--orange);color:var(--ink)}
img{max-width:100%;height:auto;display:block}
a{color:var(--teal);text-underline-offset:.2em;text-decoration-thickness:2px}
a:hover{color:var(--orange-ink)}
:focus-visible{outline:3px solid var(--orange);outline-offset:3px}
.st3pz-head :focus-visible,.st3pz-foot :focus-visible,.st3pz-wx :focus-visible,.st3pz-why :focus-visible,.st3pz-h-title :focus-visible{outline-color:var(--orange-hi)}
h1,h2,h3{font-family:var(--head);font-weight:400;line-height:1.08;margin:0 0 .45em;letter-spacing:.012em;text-wrap:balance}
h1{font-size:clamp(2.2rem,5.2vw,4rem)}
h2{font-size:clamp(1.8rem,3.6vw,2.7rem)}
h3{font-size:1.4rem}
p{margin:0 0 1em;max-width:var(--measure)}
strong{font-weight:700}
.st3pz-wrap{width:100%;max-width:var(--maxw);margin-left:auto;margin-right:auto;padding-left:16px;padding-right:16px}
.st3pz-skip{position:absolute;left:12px;top:-70px;background:var(--navy-2);color:var(--foam);padding:.8rem 1.1rem;z-index:99;font-weight:700}
.st3pz-skip:focus{top:8px}.st3pz-skip:hover{color:var(--foam)}

/* art */
.art-vest{display:block;width:100%;max-width:320px;height:auto;margin:0 auto}
.art-buckle{display:block;width:96px;height:auto;flex:none}

/* header: a webbing strap with a hatched edge */
.st3pz-head{position:sticky;top:0;z-index:20;background:var(--navy-2);background-image:var(--web);color:var(--foam);padding-bottom:8px}
.st3pz-head::after{content:"";position:absolute;left:0;right:0;bottom:0;height:8px;background:var(--hatch)}
.st3pz-nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:68px}
.st3pz-brand{display:inline-flex;align-items:center;gap:.7rem;font-family:var(--head);font-size:1.3rem;letter-spacing:.02em;color:var(--foam);text-decoration:none;min-height:44px}
.st3pz-brand img{width:34px;height:34px;background:var(--foam);padding:3px}
.st3pz-brand:hover{color:var(--orange-hi)}
.st3pz-links{display:flex;gap:.3rem 1.3rem;align-items:center}
.st3pz-links a{color:var(--foam);text-decoration:none;font-weight:700;font-size:.95rem;letter-spacing:.04em;text-transform:uppercase;display:inline-flex;align-items:center;min-height:44px}
.st3pz-links a:hover{color:var(--orange-hi);text-decoration:underline;text-decoration-thickness:3px;text-underline-offset:.35em}
.st3pz-links a.st3pz-cta,.st3pz-cta{background:var(--orange);color:var(--ink)!important;padding:.55rem 1.1rem;border:2px solid var(--foam);box-shadow:3px 3px 0 var(--khaki);text-decoration:none!important}
.st3pz-links a.st3pz-cta:hover{background:var(--orange-hi);color:var(--ink)!important}
.st3pz-menu{display:none;background:var(--navy-3);border:2px solid var(--foam);padding:.4rem .55rem;color:var(--foam);min-width:48px;min-height:44px;align-items:center;justify-content:center;cursor:pointer}
@media (max-width:760px){
  .st3pz-menu{display:inline-flex}
  .st3pz-links{display:none;position:absolute;left:0;right:0;top:100%;background:var(--navy-2);border-bottom:8px solid var(--orange);flex-direction:column;align-items:stretch;padding:.8rem 16px 1.2rem;gap:.2rem}
  .st3pz-links[data-open]{display:flex}
  .st3pz-links a{padding:.3rem 0}
  .st3pz-links a.st3pz-cta{justify-content:center;margin-top:.5rem}
  .st3pz-brand{font-size:1.1rem}
}

/* hero: unequal patches on a dock board */
.st3pz-hero{padding:1.6rem 0 2.4rem}
.st3pz-hero-grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:14px}
.st3pz-h-title{grid-column:1/9;grid-row:1;display:flex;flex-direction:column;background:var(--navy-2);background-image:var(--web);color:var(--foam);padding:2rem 2.2rem 1.6rem;border:3px solid var(--navy-2);outline:2px dashed var(--khaki);outline-offset:-12px}
.st3pz-h-title h1{order:1;margin-bottom:.5em;color:var(--foam)}
.st3pz-h-title .st3pz-eyebrow{order:2;color:var(--khaki);border-top:2px dashed var(--khaki);padding-top:.8rem;margin:0;max-width:none}
.st3pz-h-vest{grid-column:9/13;grid-row:1/3;background:var(--khaki);background-image:var(--web);display:flex;align-items:center;justify-content:center;padding:1.6rem;border:3px solid var(--navy-2);outline:2px dashed var(--navy-2);outline-offset:-12px}
.st3pz-h-lead{grid-column:1/9;grid-row:2;background:var(--foam);padding:1.6rem 2.2rem 1.4rem;border:3px solid var(--navy-2);box-shadow:var(--shadow)}
.st3pz-lead{font-size:1.18rem;color:var(--ink)}
.st3pz-acts{margin:1.2rem 0 0;display:flex;flex-wrap:wrap;gap:.8rem 1rem}
.st3pz-trust{display:grid;grid-template-columns:1fr 1fr;gap:.2rem 1.4rem;margin:1rem 0 0;padding:0;list-style:none;font-size:.98rem;font-weight:600}
.st3pz-trust li{padding-left:1.5rem;position:relative}
.st3pz-trust li::before{content:"";position:absolute;left:0;top:.5em;width:.8rem;height:.8rem;background:var(--orange);border:2px solid var(--navy-2)}
.st3pz-mosaic{grid-column:1/13;grid-row:3;display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:14px}
.st3pz-mosaic a{position:relative;display:block;overflow:hidden;background:var(--navy-2);aspect-ratio:4/3;border:6px solid var(--navy-2);outline:2px dashed var(--khaki);outline-offset:-6px;text-decoration:none}
.st3pz-mosaic a:first-child{grid-column:auto;aspect-ratio:auto}
.st3pz-mosaic img{width:100%;height:100%;object-fit:cover;transition:transform .5s}
.st3pz-mosaic a:hover img{transform:scale(1.03)}
.st3pz-mosaic span{position:absolute;left:0;bottom:0;max-width:92%;padding:.55rem .9rem;background:var(--foam);color:var(--ink);font-weight:700;font-size:.92rem;letter-spacing:.05em;text-transform:uppercase;border-top:4px solid var(--orange);border-right:4px solid var(--navy-2)}
@media (max-width:980px){
  .st3pz-h-title{grid-column:1/13;grid-row:1}
  .st3pz-h-lead{grid-column:1/13;grid-row:2}
  .st3pz-h-vest{grid-column:1/13;grid-row:3;padding:1.1rem}
  .st3pz-mosaic{grid-row:4}
  .art-vest{max-width:150px}
}
@media (max-width:640px){
  .st3pz-h-title{padding:1.4rem 1.3rem 1.2rem}
  .st3pz-h-lead{padding:1.3rem 1.2rem 1.1rem}
  .st3pz-trust{grid-template-columns:1fr}
  .st3pz-mosaic{grid-template-columns:1fr 1fr}
  .st3pz-mosaic a:first-child{grid-column:1/-1;aspect-ratio:16/10}
  .st3pz-mosaic a{aspect-ratio:4/3}
}

/* section heads: heading first, the real caption seamed beside it */
.st3pz-eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.84rem;font-weight:700;color:var(--orange-ink);margin:0 0 .6rem;max-width:none}
.st3pz-sec-head{display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:.2rem 2rem;border-bottom:3px solid var(--navy-2);padding-bottom:.7rem;margin-bottom:1.6rem;position:relative}
.st3pz-sec-head::after{content:"";position:absolute;left:0;right:0;bottom:-9px;border-top:2px dashed var(--khaki-2)}
.st3pz-sec-head h2{margin:0}
.st3pz-sec-head .st3pz-eyebrow{margin:0 0 .35rem}
.st3pz-why .st3pz-sec-head{border-bottom-color:var(--khaki)}
.st3pz-why .st3pz-sec-head::after{border-top-color:var(--orange)}
.st3pz-why .st3pz-eyebrow{color:var(--khaki)}

.st3pz-sec,.st3pz-section{padding:3.4rem 0}
.st3pz-section--soft{background:var(--plank-2);background-image:var(--plank-lines);border-top:3px solid var(--navy-2);border-bottom:3px solid var(--navy-2)}
.st3pz-section--deep{background:var(--navy-2);background-image:var(--web);color:var(--foam)}
.st3pz-section--deep h2,.st3pz-section--deep a{color:var(--foam)}
.st3pz-cols,.st3pz-steps{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}

/* patches (cards) */
.st3pz-card{position:relative;background:var(--foam);border:3px solid var(--navy-2);padding:1.4rem 1.4rem 1.2rem;outline:2px dashed var(--khaki-2);outline-offset:-10px;color:var(--ink)}
.st3pz-card h3{margin-bottom:.5em}
.st3pz-card p:last-child{margin-bottom:0}
.st3pz-num{display:inline-grid;place-items:center;min-width:3rem;height:3rem;padding:0 .5rem;background:var(--orange);color:var(--ink);font-family:var(--head);font-size:1.7rem;line-height:1;margin-bottom:.8rem;border:3px solid var(--navy-2);clip-path:polygon(0 0,calc(100% - 12px) 0,100% 12px,100% 100%,0 100%)}
.st3pz-steps .st3pz-card{padding:1.6rem 1.6rem 1.4rem;min-height:15rem}
.st3pz-steps .st3pz-card:nth-child(3n+1){background:var(--navy);color:var(--foam);outline-color:var(--khaki)}
.st3pz-steps .st3pz-card:nth-child(3n+1) h3{color:var(--foam)}
.st3pz-steps .st3pz-card:nth-child(3n+2){background:var(--khaki);color:var(--ink);outline-color:var(--navy-2)}
.st3pz-steps .st3pz-card:nth-child(3n+2) .st3pz-num{background:var(--foam)}
.st3pz-steps .st3pz-card:nth-child(3n){background:var(--orange);color:var(--ink);outline-color:var(--navy-2)}
.st3pz-steps .st3pz-card:nth-child(3n) .st3pz-num{background:var(--navy-2);color:var(--foam);border-color:var(--foam)}

/* buttons: stacked panels with an offset edge */
.st3pz-btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:48px;border:3px solid var(--navy-2);padding:.7rem 1.4rem;font:inherit;font-weight:700;letter-spacing:.04em;text-transform:uppercase;font-size:.96rem;cursor:pointer;text-decoration:none;box-shadow:4px 4px 0 var(--navy-2);transition:transform .12s,box-shadow .12s}
.st3pz-btn:hover{transform:translate(2px,2px);box-shadow:2px 2px 0 var(--navy-2)}
.st3pz-btn--primary{background:var(--orange);color:var(--ink)}
.st3pz-btn--primary:hover{background:var(--orange-hi);color:var(--ink)}
.st3pz-btn--ghost{background:var(--foam);color:var(--ink)}
.st3pz-btn--ghost:hover{color:var(--ink);background:var(--khaki)}
.st3pz-btn[disabled]{opacity:1;background:var(--foam-2);color:var(--ink-2);cursor:progress}

/* belt divider between sections */
.st3pz-belt{display:flex;align-items:center;max-width:var(--maxw);margin:0 auto;padding:0 16px}
.st3pz-belt::before,.st3pz-belt::after{content:"";flex:1;height:18px;background:repeating-linear-gradient(90deg,var(--foam-2) 0 8px,transparent 8px 14px) center/100% 2px no-repeat,var(--navy)}

/* quote engine */
.st3pz-panel{padding:2.4rem 0 3.4rem;background:var(--plank-2);background-image:var(--plank-lines)}
.st3pz-quote{position:relative;background:var(--foam);border:3px solid var(--navy-2);padding:2.4rem 1.6rem 1.6rem;box-shadow:var(--shadow);margin-top:.6rem}
.st3pz-quote::before{content:"";position:absolute;left:-3px;right:-3px;top:-3px;height:14px;background:var(--hatch);border-bottom:3px solid var(--navy-2)}
.st3pz-quote h2{font-size:1.7rem}
.st3pz-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem 1.4rem}
@media (max-width:520px){.st3pz-fields{grid-template-columns:1fr}}
.st3pz-field{display:flex;flex-direction:column;gap:.35rem;min-width:0}
.st3pz-field>span{font-size:.86rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--navy)}
.st3pz-field input,.st3pz-field select,.st3pz-field textarea{font:inherit;padding:.65rem .8rem;border:2px solid var(--navy-2);border-radius:0;background:#fff;color:var(--ink);width:100%;min-height:48px}
.st3pz-field input:focus,.st3pz-field select:focus,.st3pz-field textarea:focus{outline:3px solid var(--orange);outline-offset:1px;border-color:var(--navy-2)}
.st3pz-field--wide{grid-column:1/-1}
.st3pz-seg{display:flex;flex-wrap:wrap;gap:.5rem}
.st3pz-seg label{position:relative;display:inline-flex;align-items:center;min-height:48px;border:2px solid var(--navy-2);background:#fff;padding:.4rem 1rem;cursor:pointer;font-size:1rem;font-weight:600;color:var(--ink)}
.st3pz-seg label:hover{background:var(--plank)}
.st3pz-seg input{position:absolute;opacity:0;width:0;height:0;min-height:0;padding:0;border:0}
.st3pz-seg label:has(input:checked){background:var(--navy);color:var(--foam);box-shadow:inset 8px 0 0 var(--orange);padding-left:1.5rem}
.st3pz-seg label:has(input:focus-visible){outline:3px solid var(--orange);outline-offset:2px}
.st3pz-seg input:checked+span{color:inherit}
.st3pz-note{font-size:.9rem;color:var(--ink-2);margin-top:.8rem}
.st3pz-status{margin-top:.8rem;font-weight:700;min-height:1.4em}
.st3pz-status[data-tone=error]{color:#9A1F1F}
.st3pz-results{margin-top:1.6rem}
.st3pz-summary{display:flex;flex-wrap:wrap;gap:.5rem 1.2rem;align-items:baseline;margin-bottom:1rem;font-size:1rem}
.st3pz-result{display:grid;grid-template-columns:1fr auto;gap:.6rem 1.2rem;align-items:center;border:2px solid var(--navy-2);border-left:12px solid var(--navy);padding:1rem 1.1rem;margin-bottom:.8rem;background:var(--foam)}
.st3pz-result--best{border-left-color:var(--orange);box-shadow:var(--shadow)}
.st3pz-result strong{font-family:var(--head);font-weight:400;font-size:1.25rem;letter-spacing:.01em}
.st3pz-result small{display:block;color:var(--ink-2);font-size:.9rem}
.st3pz-price{font-family:var(--head);font-size:2rem;font-weight:400;text-align:right;line-height:1;color:var(--navy)}
.st3pz-price small{display:block;font-family:var(--body);font-size:.8rem;font-weight:700;text-align:right;margin-top:.3rem;color:var(--ink-2)}
.st3pz-tags{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:.4rem}
.st3pz-tag{font-size:.78rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;padding:.2rem .55rem;background:var(--plank);border:2px solid var(--navy-2);color:var(--ink)}
.st3pz-tag--now{background:#FFDCC6;color:#6B2704;border-color:var(--orange-ink);font-weight:700}
.st3pz-group{font-size:1.4rem;margin:1.6rem 0 .5rem}
.st3pz-applicant{margin:.2rem 0 1rem;border-color:var(--navy-2)}
.st3pz-result .st3pz-btn{grid-column:1/-1;justify-self:start}
@media (min-width:640px){.st3pz-result{grid-template-columns:1fr auto auto}.st3pz-result .st3pz-btn{grid-column:auto}}
.st3pz-disclosure{font-size:.88rem;color:var(--ink-2);border-top:2px dashed var(--khaki-2);padding-top:.9rem;margin-top:1.2rem}
details.st3pz-more{margin-top:.6rem;font-size:.92rem}
details.st3pz-more summary{cursor:pointer;color:var(--teal);font-weight:700;min-height:44px;display:flex;align-items:center}

/* tables: the size chart */
.st3pz-table-wrap{overflow-x:auto;padding:6px;border:3px solid var(--navy-2);background:var(--foam);box-shadow:var(--shadow)}
.st3pz-table{width:100%;border-collapse:collapse;font-size:1rem;font-variant-numeric:tabular-nums}
.st3pz-table th,.st3pz-table td{padding:.8rem 1rem;border-bottom:2px dashed var(--khaki-2);text-align:left}
.st3pz-table th{font-size:.84rem;text-transform:uppercase;letter-spacing:.08em;background:var(--navy);color:var(--foam);border-bottom:6px solid var(--orange)}
.st3pz-table tbody tr:nth-child(even){background:var(--plank)}
.st3pz-table tbody tr:last-child td{border-bottom:0}
.st3pz-table td:first-child{font-weight:700}
.st3pz-table td:nth-child(2){font-family:var(--head);font-size:1.25rem;color:var(--navy)}
.st3pz-rates-note{margin-bottom:1.2rem}
.st3pz-rates-note p{max-width:var(--measure);font-size:.98rem;color:var(--ink-2)}

/* why: the dark inside of the vest */
.st3pz-why{background:var(--navy-2);background-image:var(--web);color:var(--foam);padding:3.4rem 0 3.6rem;border-top:8px solid var(--orange)}
.st3pz-why h2{color:var(--foam)}
.st3pz-why a{color:var(--orange-hi)}
.st3pz-why a:hover{color:var(--foam)}
.st3pz-why-text{display:grid;grid-template-columns:1fr 1fr;gap:0 3rem}
.st3pz-why-text p{max-width:none;color:var(--foam)}
.st3pz-why-links{grid-column:1/-1;border-top:2px dashed var(--khaki);padding-top:1rem;margin-top:.4rem}
.st3pz-why-links p{margin:0;line-height:2.1}
.st3pz-why-links a{display:inline-block;padding:.1rem 0;font-weight:700}
@media (max-width:820px){.st3pz-why-text{grid-template-columns:1fr}}

/* learn patches */
.st3pz-learn-list{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:18px}
.st3pz-learn-list>.st3pz-card{grid-column:span 6;text-decoration:none;display:block;transition:transform .15s}
.st3pz-learn-list>.st3pz-card:nth-child(4n+1),.st3pz-learn-list>.st3pz-card:nth-child(4n+4){grid-column:span 7}
.st3pz-learn-list>.st3pz-card:nth-child(4n+2),.st3pz-learn-list>.st3pz-card:nth-child(4n+3){grid-column:span 5}
.st3pz-learn-list>.st3pz-card:nth-child(4n+1){background:var(--foam)}
.st3pz-learn-list>.st3pz-card:nth-child(4n+2){background:var(--khaki)}
.st3pz-learn-list>.st3pz-card:nth-child(4n+3){background:var(--plank-2)}
.st3pz-learn-list>.st3pz-card:nth-child(4n+4){background:var(--navy);color:var(--foam);outline-color:var(--khaki)}
.st3pz-learn-list>.st3pz-card:nth-child(4n+4) h3{color:var(--foam)}
.st3pz-learn-list>.st3pz-card:hover{transform:translate(-2px,-2px);box-shadow:5px 5px 0 var(--navy-2)}
.st3pz-learn-list>.st3pz-card h3{text-decoration:underline;text-decoration-color:var(--orange);text-decoration-thickness:4px;text-underline-offset:.2em}
@media (max-width:760px){.st3pz-learn-list>.st3pz-card,.st3pz-learn-list>.st3pz-card:nth-child(n){grid-column:1/-1}}

/* articles */
.st3pz-article{max-width:var(--measure);margin-inline:auto}
.st3pz-article h1{margin-bottom:.4em}
.st3pz-article h2{margin-top:1.8em;padding-bottom:.35rem;border-bottom:3px solid var(--navy-2)}
.st3pz-article figure{margin:0 0 1.6rem}
.st3pz-article figcaption{font-size:.88rem;color:var(--ink-2);margin-top:.6rem;border-top:2px dashed var(--khaki-2);padding-top:.5rem}
.st3pz-article img{border:6px solid var(--navy-2);outline:2px dashed var(--khaki);outline-offset:-6px}
.st3pz-article .st3pz-card{margin:1.4rem 0}
.st3pz-sources{font-size:.95rem;border-top:3px solid var(--navy-2);padding-top:1rem;margin-top:2.2rem}
.st3pz-sources ol{padding-left:1.3rem}
.st3pz-faq details{border:3px solid var(--navy-2);background:var(--foam);margin-bottom:.8rem;padding:0}
.st3pz-faq summary{cursor:pointer;font-weight:700;font-family:var(--body);font-size:1.08rem;min-height:56px;display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.7rem 1.1rem;list-style:none}
.st3pz-faq summary::-webkit-details-marker{display:none}
.st3pz-faq summary::after{content:"";flex:none;width:.8rem;height:.8rem;border-right:4px solid var(--orange-ink);border-bottom:4px solid var(--orange-ink);transform:rotate(45deg);margin-top:-.3rem;transition:transform .15s}
.st3pz-faq details[open] summary{background:var(--navy);color:var(--foam)}
.st3pz-faq details[open] summary::after{transform:rotate(-135deg);margin-top:.3rem;border-color:var(--orange-hi)}
.st3pz-faq details p{padding:1rem 1.1rem 0;margin:0 0 1rem;max-width:var(--measure)}

/* footer */
.st3pz-foot{position:relative;background:var(--navy-2);background-image:var(--web);color:var(--foam-2);padding:3rem 0 2rem;font-size:.95rem;border-top:8px solid var(--orange)}
.st3pz-foot-grid{display:grid;gap:1.6rem;grid-template-columns:2fr 1fr 1fr}
@media (max-width:700px){.st3pz-foot-grid{grid-template-columns:1fr}}
.st3pz-foot a{color:var(--foam)}
.st3pz-foot a:hover{color:var(--orange-hi)}
.st3pz-foot nav a{display:flex;align-items:center;min-height:44px;margin-bottom:.1rem}
.st3pz-foot nav strong{display:block;font-family:var(--head);font-weight:400;font-size:1.2rem;letter-spacing:.03em;color:var(--khaki);margin-bottom:.4rem}
.st3pz-foot .st3pz-brand{margin-bottom:.6rem}
.st3pz-foot p{max-width:none}
.st3pz-foot [data-copy=legal]{border-top:2px dashed var(--khaki-2);padding-top:1.1rem;font-size:.88rem}

.st3pz-apply-shell{background:var(--foam);border:3px solid var(--navy-2);padding:1rem;min-height:600px;box-shadow:var(--shadow)}
.st3pz-apply-shell iframe{width:100%;border:0}
.st3pz-calc output{font-family:var(--head);font-size:2.2rem;color:var(--navy);display:block;margin-top:.6rem}
[data-reveal]{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.st3pz-btn,.st3pz-mosaic img,.st3pz-learn-list>.st3pz-card{transition:none}}

/* weather: the tag clipped to the strap */
.st3pz-wx{background:var(--navy);background-image:var(--web);color:var(--foam);border-bottom:3px solid var(--navy-2)}
.st3pz-wx-row{display:flex;flex-wrap:wrap;align-items:center;gap:.8rem 1.6rem;padding:.8rem 16px}
.st3pz-wx-photo{display:inline-flex;align-items:center;gap:.7rem;background:none;border:0;padding:0;color:inherit;font:inherit;cursor:pointer;min-height:48px}
.st3pz-wx-photo img{width:52px;height:52px;object-fit:cover;border:3px solid var(--foam)}
.st3pz-wx-photo span{font-size:.82rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;border:2px solid var(--foam);padding:.4rem .75rem}
.st3pz-wx-photo:hover span,.st3pz-wx-photo[aria-expanded=true] span{background:var(--orange);border-color:var(--orange);color:var(--ink)}
.st3pz-wx-now{display:flex;align-items:center;gap:.7rem}
.st3pz-wx-now strong{font-family:var(--head);font-weight:400;font-size:2.2rem;line-height:1}
.st3pz-wx-now span{font-size:1rem}.st3pz-wx-now small{display:block;font-size:.84rem;color:var(--foam-2)}
.st3pz-wx-icon{display:inline-flex;color:var(--orange-hi)}
.st3pz-wx-days{display:flex;flex-wrap:wrap;gap:.6rem;list-style:none;margin:0;padding:0}
.st3pz-wx-days li{display:grid;grid-template-columns:auto auto;grid-template-rows:auto auto;column-gap:.6rem;align-items:center;border:2px dashed var(--khaki);padding:.4rem .7rem;font-size:.86rem;min-width:124px}
.st3pz-wx-day{font-weight:700;grid-column:1;text-transform:uppercase;letter-spacing:.05em}
.st3pz-wx-glyph{grid-row:1/3;grid-column:2;color:var(--orange-hi)}.st3pz-wx-glyph svg{width:24px;height:24px}
.st3pz-wx-hl{grid-column:1}.st3pz-wx-hl strong{font-size:1rem}.st3pz-wx-hl em{font-style:normal;color:var(--foam-2);margin-left:.3rem}
.st3pz-wx-cond{grid-column:1/3;font-size:.8rem;color:var(--foam-2);max-width:160px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.st3pz-wx-source{margin-left:auto;font-size:.82rem;color:var(--foam-2)}
.st3pz-wx-panel{padding:0 16px 1rem}.st3pz-wx-panel img{border:3px solid var(--foam);max-width:600px;width:100%;background:var(--navy-2)}.st3pz-wx-panel p{font-size:.86rem;color:var(--foam-2);margin:.5rem 0 0}
@media (max-width:700px){.st3pz-wx-source{margin-left:0;width:100%}.st3pz-wx-now strong{font-size:1.9rem}}

/* no-exam highlight */
.st3pz-noexam{background:var(--foam);border:3px solid var(--navy-2);outline:2px dashed var(--orange-ink);outline-offset:-10px;padding:1.4rem 1.4rem .6rem;margin:0 0 1.6rem;box-shadow:var(--shadow)}
.st3pz-group--noexam{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem;margin-top:0;font-size:1.4rem}
.st3pz-noexam-badge{display:inline-block;background:var(--orange);color:var(--ink);font-family:var(--body);font-weight:700;font-size:.82rem;letter-spacing:.1em;text-transform:uppercase;padding:.35rem .7rem;border:2px solid var(--navy-2)}
.st3pz-noexam-note{margin-bottom:.9rem;color:var(--ink)}
.st3pz-result--noexam{border-left-color:var(--orange);background:#fff}
.st3pz-tag--noexam{background:var(--orange);color:var(--ink);border-color:var(--navy-2)}
.st3pz-tag--usually{background:var(--khaki);color:var(--ink);border-color:var(--navy-2)}
.st3pz-noexam-note+.st3pz-noexam-note{margin-top:1rem;padding-top:.9rem;border-top:2px dashed var(--khaki-2)}
@media (max-width:560px){.st3pz-table{font-size:.92rem}.st3pz-table th,.st3pz-table td{padding:.65rem .5rem}.st3pz-table th{font-size:.74rem;letter-spacing:.03em}.st3pz-table td:nth-child(2){font-size:1.1rem}}
.st3pz-eyebrow:has(+h1){text-transform:none;letter-spacing:.02em;font-size:1.05rem}
a.st3pz-card:hover{color:var(--ink)}
.st3pz-learn-list>a.st3pz-card:nth-child(4n+4):hover{color:var(--foam)}
.st3pz-why-links a:hover{color:var(--foam);text-decoration-color:var(--orange-hi)}
.st3pz-foot nav a:hover{color:var(--orange-hi)}